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Excel & Notion Financial Model: Canadian Real Estate Acquisition & Stress-Test

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Excel & Notion Financial Model: Canadian Real Estate Acquisition & Stress-Test

The turnkey financial model used by analysts: Buy vs. Rent simulator (5% rule), semi-annual compounding mortgage calculator, Year-5 interest renewal shock (+200 bps), and FHSA/HBP down-payment tracker.

86 pagesLevel: All levelsFormats: Excel (.xlsx) · Notion Template · Guide PDF

What you'll learn

  • Automated Excel financial spreadsheet with verified formulas compliant with OSFI guidelines
  • Turnkey Notion workspace to track property visits, inspections, notary fees, and closing costs
  • Dynamic Year-5 mortgage renewal rate shock simulator (+100 to +300 bps stress test)
  • Precise calculation of transfer taxes (Quebec Welcome Tax and Ontario Land Transfer Tax)
  • 25-year Net Worth trajectory showdown: mortgaged homeowner vs disciplined renting investor
€49